The new Civil Liability Act, due to come into force next April, has been generally welcomed. It will see the maximum compensation payment for whiplash and other personal injuries capped, while settling claims without medical evidence will be banned – a move designed to prevent spurious and exaggerated claims. There are 1,500 whiplash claims a day in the UK, costing insurers £2bn a year, according to the Association of British Insurers. Stamping out bogus cases will enable...